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The Visa Classic card is the most popular credit card in the world. As of 1995, more than 326 million Visa Classic cards had been issued by financial institutions in 130 countries.
If you're a Visa Classic cardholder, you can use your card to pay for purchases at more than 12 million merchant locations in 247 countries, territories, and possessions. You can also use your Visa Classic card to obtain cash at more than 531,000 Visa ATMs and at more than 387,000 Visa Member offices in 120 countries.
The Visa Member financial institution that issues the card to you determines how large your spending line will be, and what the interest rate will be on any unpaid balances. How much interest you pay is really up to you. If you choose to pay your Visa Classic card balance in full within the grace period, there's usually no interest charge. If you choose to pay less than the full balance, you will be charged interest on the balance you carry over to the next bill.
The Visa Classic card comes in many varieties. From student cards to co-branded airline and other affinity cards, there is almost certainly a Visa Classic card for every individual.
How do I get a Visa Classic card?
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Each of the financial institutions around the world that issues Visa Classic cards has its own criteria for card issuance. Ask for an application at your local branch or office, or respond to an invitation sent to you in the mail.
What do I do if my Visa Classic card is lost or stolen?
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See the Have you lost your Visa card section.
Visa Gold is the #1 gold card worldwide. There are more than 68 million cards in circulation and all are welcomed at more than 12 million merchant locations in 247 countries, territories, and possessions.
Visa Gold cardholders can also use their cards to obtain cash at more than 531,000 Visa ATMs and more than 387,000 Visa Member offices in 120 countries.
If you're a Visa Gold cardholder, you enjoy superior purchasing power thanks to a high spending line -- typically over US$5,000. You also enjoy the benefits of a package of valuable core and optional services. These services vary according to the country that issues the Visa Gold card but they usually include travel and emergency services and assistance.
For example, cardholders whose Visa Gold cards were issued by a United States financial institution enjoy a revolving line of credit, travel accident insurance, auto rental insurance, medical and legal referral and assistance, and toll-free access to the Visa Assistance Center 24 hours a day, 365 days a year.
How do I get a Visa Gold card?
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Each of the financial institutions around the world that issue Visa Gold cards has its own criteria for card issuance. Ask for an application at your local branch or office, or respond to an invitation sent to you in the mail.
What do I do if my Visa Gold card is lost or stolen?
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See the Have you lost your Visa card section.
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