This Web site is offered to you, the user, conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of this Web site constitutes your agreement to all such terms, conditions, and notices.

PRIVACY POLICY
Because your privacy is important to us, MoneyCrawler.com operates by these principles:

• We explicitly ask when we need information that personally identifies you ("Personal Information"). For example, MoneyCrawler.com asks you for your name and credit card number if you wish to receive subscription services. We use your Personal Information to operate MoneyCrawler.com , and we may occasionally inform you of new features, services, and products from MoneyCrawler.com.
  
• MoneyCrawler.com may carefully select other companies to send you information about their products or services. If you don't want MoneyCrawler.com to do this, you may opt out when you give us your Personal Information. Or you may email to request that you not receive such offers.
  
• To make sure that your Personal Information for the subscription and email alert features is correct and current, you may review and update this information at any time.

If at any time you believe that MoneyCrawler.com has not adhered to these principles, please notify us by email and we will use all commercially reasonable efforts to promptly determine and correct the problem.

PERSONAL AND NON-COMMERCIAL USE LIMITATION
This Web site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this Web site.

MoneyCrawler.com shall have the right, exercisable in its sole and absolute discretion, but not the obligation to modify, alter or delete any word(s) or information posted by you on the MoneyCrawler.com Forum of which MoneyCrawler.com becomes aware, which is, as MoneyCrawler.com determines in its sole and absolute discretion, to be obscene, defamatory, foul, profane or offensive.

COPYRIGHT AND TRADEMARK NOTICES:
All contents of this Web site are: Copyright © 1999 MoneyCrawler, Inc. P.O. Box 141 Lafayette, New York 13084 U.S.A. All rights reserved.

LIABILITY DISCLAIMER
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS WEB SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. MONEYCRAWLER.COM AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS WEB SITE AT ANY TIME.

MONEYCRAWLER.COM, INC. AND/OR ITS RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES CONTAINED ON THIS WEB SITE FOR ANY PURPOSE. ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. MONEYCRAWLER.COM AND/OR ITS RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. IN NO EVENT SHALL MONEYCRAWLER.COM AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEB SITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEB SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF MONEYCRAWLER.COM OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

ALL STATEMENTS, ADVICE AND OPINIONS MADE BY ANY USER IN THE MONEYCRAWLER.COM'S FORUM ARE THOSE OF SUCH USER ONLY, AND MONEYCRAWLER.COM NEITHER ENDORSES NOR SHALL BE HELD RESPONSIBLE FOR THE RELIABILITY OR ACCURACY OF SAME. ACCORDINGLY, YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST MONEYCRAWLER.COM ARISING FROM OR RELATED TO ANY AND ALL MATERIAL CONTAINED IN ANY MONEYCRAWLER.COM' FORUM.

STOCK QUOTES AND EMAIL ALERTS
Stock quotes appearing on this Web site and in email alerts are supplied by individual market websites and other third-parties unless otherwise indicated. Stock quotes are live. NASDAQ stock quotes are live. Stock quotes are believed to be accurate and timely, but MoneyCrawler.com, Inc. and its suppliers do not warrant or guarantee such accuracy or timeliness. You should always consult a stockbroker or other authorized financial advisor or representative to establish actual stock prices before making any stock trades or other financial decisions. MoneyCrawler.com and its suppliers do not authorize the use of stock quote information for any purpose other than your personal use, and prohibit to the maximum extent allowable the resale, redistribution, and use of this information for commercial purposes.

TRADING ONLINE WITH BROKERAGE AND MUTUAL FUND FIRMS
The online trading services which you may access through the links contained on this Web site are services of the listed independent brokerage and mutual fund companies. In order to use these services, you need to have an existing account with such company, or you will need to set an account up, which you may do after linking to the company's Web site. MoneyCrawler.com provides links to selected companies for your convenience only. MoneyCrawler.com is not a registered broker-dealer or mutual fund company, and does not endorse or recommend the services of any brokerage or mutual fund company. The brokerage or mutual fund company you select is solely responsible for its services to you, and you agree that MoneyCrawler.com shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services.

SUBSCRIPTION BASED CONTENT
Some contents and/or services on this Web site may be offered to you conditioned on your payment of subscription fees. If you elect to purchase subscription based content/services and transmit to MoneyCrawler.com a subscription purchase request, you warrant that all information that you submit is true and accurate (including without limitation your credit card number and expiration date), and you agree to pay all subscription fees you incur. You may cancel your subscription through the Subscription Services feature of this Web site, and you will not be charged the monthly subscription fee thereafter (but there are no refunds of subscription fees previously paid). Your subscription is personal to you and the members of your household, and you may not transfer or make available your account name and password to others, including without limitation your co-workers. Any distribution by you of your account name and password may result in cancellation of your subscription without refund and additional charges based on unauthorized use.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of this Web site, you warrant to MoneyCrawler.com that you will not use this Web site for any purpose that is unlawful or prohibited by these terms, conditions, and notices.

MoneyCrawler.com shall have the right to immediately terminate, either temporarily or permanently, your use of the MoneyCrawler.com' Forum if MoneyCrawler.com determines in its sole and absolute discretion that you have violated this agreement and the terms and conditions set forth herein, have otherwise breached this agreement, or have engaged in on-line conduct which MoneyCrawler.com determine in its sole and absolute discretion to be unacceptable.

LINKS TO THIRD PARTY SITES
This Web site may contain hyperlinks to Web sites operated by parties other than MoneyCrawler.com. Such hyperlinks are provided for your reference only. MoneyCrawler.com does not control such Web sites, and is not responsible for their contents. MoneyCrawler.com inclusion of hyperlinks to such Web sites does not imply any endorsement of the material on such Web sites or any association with their operators.

SERVICE CONTACT
Contact info@moneycrawler.com with questions or problems with this Web site.

MODIFICATION OF THESE TERMS AND CONDITIONS
MoneyCrawler.com reserves the right to change the terms, conditions, and notices under which this Web site is offered.

GENERAL
This agreement is governed by the laws of the State of New York, U.S.A. You hereby consent to the exclusive jurisdiction and venue of courts in Syracuse, New York, U.S.A. in all disputes arising out of or relating to the use of this Web site. Use of this Web site is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and MoneyCrawler.com as a result of this agreement or use of this Web site.

MoneyCrawler.com' performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of MoneyCrawler.com' right to comply with law enforcement requests or requirements relating to your use of this Web site or information provided to or gathered by MoneyCrawler.com with respect to such use.

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

This agreement constitutes the entire agreement between the user and MoneyCrawler.com with respect to this Web site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and MoneyCrawler.com with respect to this Web site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.
Fictitious names of companies, products, people, characters and/or data mentioned herein are not intended to represent any real individual, company, product or event. Any rights not expressly granted herein are reserved.

The failure of MoneyCrawler.com to enforce any of the provisions hereof or the failure of MoneyCrawler.com to notify the other of any violations of any of the provisions of this agreement shall not be construed as a waiver of the right of MoneyCrawler.com thereafter to enforce such provision.

USE OF BULLETIN BOARD, CHAT ROOMS, AND OTHER COMMUNICATIONS FORUMS
If this Web site contains bulletin boards, chat rooms, or other message or communication facilities (collectively, "Forums"), you agree to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, you agree that when using a Forum, you shall not do any of the following:

• Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
  
• Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.
  
• Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents.
  
• Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer.
  
• Advertise or offer to sell any goods or services, or conduct or forward surveys, contests, or chain letters.
  
• Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such manner.

You acknowledge that all Forums are public and not private communications. Further, you acknowledge that chats, postings, conferences, and other communications by other users are not endorsed by MoneyCrawler.com, and such communications shall not be considered reviewed, screened, or approved by MoneyCrawler.com. MoneyCrawler.com reserves the right for any reason to remove without notice any contents of the Forums received from users, including without limitation bulletin board postings. MoneyCrawler.com reserves the right to deny in its sole discretion any user access to this Web site or any portion thereof without notice.

SOFTWARE AVAILABLE ON THIS WEB SITE
Software (if any) that is made available to download from this Web site ("Software") is the copyrighted work of MoneyCrawler.com, Inc. and/or its suppliers. Your use of the Software is governed by the terms of the end user license agreement, if any, which accompanies or is included with the Software ("License Agreement"). You may not install or use any Software that is accompanied by or includes a License Agreement unless you first agree to the License Agreement terms. For any Software not accompanied by a license agreement, MoneyCrawler.com, Inc. hereby grants to you, the user, a personal, non-transferable license to use the Software for viewing and otherwise using this Web site in accordance with these terms and conditions, and for no other purpose. Please note that all Software contained in this Web site, is owned by MoneyCrawler.com and/or its suppliers and is protected by copyright laws and international treaty provisions. Any reproduction or redistribution of the Software is expressly prohibited by law, and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible. WITHOUT LIMITING THE FOREGOING, COPYING OR REPRODUCTION OF THE SOFTWARE TO ANY OTHER SERVER OR LOCATION FOR FURTHER REPRODUCTION OR REDISTRIBUTION IS EXPRESSLY PROHIBITED. THE SOFTWARE IS WARRANTED, IF AT ALL, ONLY ACCORDING TO THE TERMS OF THE LICENSE AGREEMENT. You acknowledge that the Software, and any accompanying documentation and/or technical information, is subject to applicable export control laws and regulations of the USA. You agree not export or re-export the Software, directly or indirectly, to any countries that are subject to USA export restrictions.

DATA DISCLAIMER
Some of the information made available via this website may be dated and/or incomplete. The user is cautioned against the use of any data displayed via this website when making any kinds of determinations related to investing, business development, or other private or commercial activities for profit or otherwise.

Please review this disclaimer regarding the use of the trademark database.